At Priority Tradelines, we stand behind our services with a clear and fair Refund & Replacement Policy. Your satisfaction and trust are our top priorities.
When Refunds or Replacements Apply
Non-Posting Guarantee
If a purchased tradeline does not report to at least 2 out of 3 credit bureaus (Experian, Equifax, or TransUnion), we will provide a replacement tradeline of equal or greater value.
The replacement tradeline will be added with the closest next reporting date available, and Priority Tradelines will continue efforts until it successfully posts.
Equivalent Value Replacement
If the original tradeline had a high credit limit and/or significant credit history, we reserve the right to replace it with one or more tradelines that collectively match the original’s age, credit limit, and overall impact.
This ensures you receive the full benefit of your purchase, even if the exact card is unavailable.
Full Refund Guarantee
If the second replacement attempt is not successful, a 100% refund will be issued.
Refunds are processed within 2–3 business days of written notice and confirmation of non-posting.
Important Notes
Refunds apply only to tradelines that fail to post; no refunds are issued for already posted tradelines.
Clients must provide a recent credit report for all three major credit bureaus — Experian, TransUnion, and Equifax — within 48 hours of the tradeline reporting date to verify non-posting before a refund or replacement is issued (no exceptions).
Refunds are issued using the original payment method.
Why Our Refund Policy is Different
Risk-free guarantee: You either get the tradeline posting or your money back.
Transparency: Every refund or replacement is documented and confirmed in writing.
Client-first approach: We work to ensure you receive real value, not excuses.