Authorized User (AU) Tradelines
600 W. 6th Street Suite 400A
Fort Worth, TX 76102
Mon-Fri 10am-7pm (CST)
Welcome to Priority Tradelines where we provide quality tradelines that give your score the boost you need. These are great for establishing new credit, building business credit, purchase, a home, car or renting an apartment. Check out our Inventory!
This Website Terms of Use Agreement (“Website Terms”, or “Agreement”) is between you and PriorityTradelines.com, a Texas Limited Liability Company, its past, present, or future parents, subsidiaries, affiliates, predecessors, assignees, successors, and their respective agents, employees, directors, officers, partners, and members (whether acting in their corporate or individual capacity) (“PT”, “we”, “us”, or “Company”), with a principal place of business at 600 W 6th St #400a, Fort Worth, TX 76102. Notwithstanding any language in the Website Terms to the contrary, the Website Terms have the same effect as an agreement in writing and govern your use of this site and its content (the “Website”), your engagement of PT’s services, your request that PT contact you about its services.
BY USING THE WEBSITE, PURCHASING, ENGAGING, AND/OR SIGNING UP FOR PT’S SERVICES, REQUESTING THAT PT CONTACT YOU ABOUT ITS SERVICES, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.
If you do not agree to the Website Terms, you may not use the Website. We may modify the Website Terms at any time. If you do not agree to the changes, you must discontinue using the Website, discontinue using PT’s services, rescind your request that PT contact you about its services, Program before the changes take effect. Your continued use of the Website, use of PT’s services, request that PT contact you about its services after any such changes take effect constitutes your acceptance to such changes. Each time you visit or log in to the Website, continue using PT’s services, continue your request that PT contact you about its services, you reaffirm your acceptance of the Website Terms. You are responsible for regularly reviewing the Website Terms, by clicking on the “Terms of Use” link at our website. The Website Terms may be supplemented by additional terms and conditions applicable to privacy, specific areas of this Website, or to where particular content or transactions are posted areas of the Website and, together with the Website Terms, govern your use of those areas, content, or transactions.
PT’s Privacy Policy applies to your use of PT’s website, all services provided by us, your request that PT contact you about its services, and its terms are made a part of the Website Terms. By using PT’s website, engaging our services, requesting that PT contact you about its services, you acknowledge you have reviewed PT’s Privacy Policy and agree to its terms. You are responsible for obtaining at your own expense all equipment and services needed to access and use the Website, including all devices, Internet browsers and Internet access. If you access the Website or a Website application through a mobile or wireless device, you are responsible for all fees that your carrier may charge you for data, text messaging and other wireless access or communications services. Your use of the Website must comply with all applicable laws in the territory in which you access and use the Website.
BY USING PT’S WEBSITE, ENGAGING PT’S SERVICES, REQUESTING THAT PT CONTACT YOU ABOUT ITS SERVICES, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND PT ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND PT, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH PT. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAW SUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST PT IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST PT IN ANY JURISDICTION IN THE UNITED STATES. PT WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Website Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You agree that the Website Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the state of Texas.
means that you’ve officially “signed” the Terms. If you sign up for PT on behalf of a company or other entity, you represent and warrant that you have the authority to accept these Terms on their behalf.
4. Refunds. In the event any Tradeline purchased does not report to 1/3 credit bureau’s then we will provide you with a Replacement Tradeline of similar Credit Limit and Age with the closest Next Reporting Date possible until such Replacement Tradeline posts successfully to your Credit. In the event you purchased a Tradeline with a particularly High Credit Limit or Old Age, and it needs to be replaced, then we reserve the right to replace it with one or more Tradelines that add-up to the particular Age and/or Credit Limit of the original Tradeline. Refund will be provided if second attempt to match tradelines isn’t successful.
RULES AND PROHIBITED CONDUCT
Share your password.
• Decipher, decompile, disassemble, or reverse engineer any of the software on our Website, or in any way used or downloaded from the Website.
• use or provide software or services that interact or interoperate with Us, including but not limited to downloading, uploading, posting, flagging, emailing, search, or mobile use. Robots, spiders, scripts, scrapers, crawlers, etc. are prohibited. You agree not to collect users’ personal and/or contact information (“PI”).
Each time you wish to dispute a payment, these rules must be followed without exception under any circumstance. Each appeal by You, or a third party of a disputed payment decision You or the third party lost counts as a separate disputed payment for purposes of this section 15 and section 20.
LIABILITY
We may share your telephone numbers with our service providers (such as billing or collections companies) who we have contracted with to assist us in pursuing our rights or performing our obligations under the Agreement, our policies, or any other agreement we may have with you. These service providers may also contact you using autodialed or prerecorded messages calls and/or SMS or other text messages, only as authorized by us to carry out the purposes we have identified above, and not for their own purposes. We will not share your telephone number with non-affiliated third parties for their purposes without your explicit consent, but may share your telephone numbers with members of our corporate family and/or our affiliates, for their use, as authorized. Members of the PT Professionals LLC corporate family and/or our affiliates will only contact you using autodialed or prerecorded message calls and/or SMS or other text messages, if you have requested their services.
We may, without further notice or warning and in its discretion, monitor or record telephone conversations you or anyone acting on your behalf has with Us or our agents for quality control and training purposes or for your own protection. You acknowledge and understand that, while your communications with us may be overheard, monitored, or recorded without further notice or warning, not all telephone lines or calls may be recorded by Us, and we do not guarantee that recordings of any particular telephone calls will be retained or retrievable.
A: Have a Perfect Payment History. Always Paid on Time. Never Late.
B: Have at least the specified Age and Credit Limit.
C: Have a Balance that does not exceed 20% of the Credit Limit.
D: Will post at least 1/3 Credit Bureaus (Experian, Equifax, and TransUnion) no later than 5-7 Calendar Days after the specified statement date.
In the event any Tradeline purchased does not post to 1/3 credit bureus explained above, then we will provide you with a Replacement Tradeline of similar Credit Limit and Age with the closest Next Reporting Date possible until such Replacement Tradeline posts successfully to your Credit. In the event you purchased a Tradeline with a particularly High Credit Limit or Old Age, and it needs to be replaced, then we reserve the right to replace it with one or more Tradelines that add-up to the particular Age and/or Credit Limit of the original Tradeline. Refund will be provided if second attempt to match tradelines isn’t successful.
REPORTING DATES FOR TRADELINES ARE “BEST EFFORTS” – THEY CANNOT BE GUARANTEED 100%.
IF YOUR TRADELINE NEEDS TO BE REPLACED BECAUSE IT FAILED TO POST, THEN YOUR REPORTING DATE WILL MOST LIKELY BE DELAYED. WHEN YOU PURCHASE TRADELINES YOU MUST PLAN FOR THE POSSIBILITY OF YOUR REPORTING DATE BEING CHANGED IN THE EVENT THE TRADELINE NEEDS TO BE REPLACED.
Tradelines will show as “Open” for 60 to 90 Days, after which they will still stay on your Credit Report as “Closed” or “Terminated” Accounts, which still has a large positive effect on your Credit History and Scores.
FRAUD ALERTS AND BLOCKS: The Guarantees above apply as long as there are no Fraud Alerts, File Blocks, or any other issue with your Credit File that could prevent Tradelines from posting to your Credit. Removing Fraud Alerts, File Blocks, and resolving any possible Credit-Bureau Issue is your sole responsibility, and should we detect your Credit File is affected by one of these Issues, the Guarantees above do not apply for the affected Credit Bureau(s).
UNVERIFIED SOCIAL SECURITY NUMBERS: All Clients should provide a copy of their Social Security Card Front and Back to verify their Social Security # is valid. If you are unable to provide your Social Security Card prior to Tradeline(s) being allocated to you, we will still work with you, however, we guarantee D above will only apply to 1 of the 3 Credit Bureaus
This Privacy Policy governs the manner in which Prioritytradelines.com collects, uses, maintains and discloses information collected from users (each, a “User”) of the Prioritytradelines.com website (“Site”). This privacy policy applies to the site and all products and services offered by Prioritytradelines.com.
Personal Identification Information (PII)
We collect personal identification information from users through our application process when services are requested on our site. Users may be asked for, appropriate spelling of the name, email address, phone number, date of birth and social security number. We will collect personal identification information from the Users only if the voluntarily submit such information to us. Users can always refuse to supply personal identification information, except it may prevent them from receiving specific services.
Non-Personal Identification Information
We may collect non-personal identification information about Users whenever they interact with our site. This information may include the type of computer, browser name, operating systems, and internet service providers.
Cookies
Our site may use “cookies” to enhance user experience. Users web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. The user may choose to set their web browser to refuse cookies or to alert you when cookies are being sent.
USES OF SHARED INFORMATION
Prioritytradelines.com is firmly committed to the privacy of its users and works hard to earn and keep your trust, so it adheres to the following principles to protect your privacy: Prioritytradelines.com does not rent or sell your personally identifiable information to third parties. Prioritytradelines.com does not share your contact information with other users or third parties without your consent.
Any personally identifiable information that you provide to Prioritytradelines.com will be secured with industry standard protocols and technology.
Prioritytradelines.com will not sell or rent any collected information to third parties.
We protect client information. We take our responsibility to protect the privacy and confidentiality of any client information very seriously. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to store and secure client information from unauthorized access and use, alteration and destruction. Our own policies and procedures have been developed to protect the confidentiality of client information and to help achieve compliance with relevant rules and regulations. We hold our employees accountable for complying with those policies, procedures, rules, and regulations.
Information Sharing Among Our Family of Affiliated Companies. Under the Federal Fair Credit Reporting Act, we are permitted to share your name, address, and facts about your transactions and experience with us (such as your payment history and other transactions on your accounts with us) among our affiliated companies. That information is referred to in this Privacy Policy as "transaction information." Unless you request otherwise, we also share all the other information we collect among our affiliated companies. This information that is, information other than transaction and experience information is referred to in this Privacy Policy as "other information."
Sharing with Nonaffiliated Third Parties as Permitted by Law. We are permitted by law to share all the information we collect, as described above, with (1) companies that perform marketing services on our behalf and (2) with other financial institutions with whom we have joint marketing arrangements. For example, we may share information with financial services providers with which we offer products such as credit cards or accelerated loan payment programs. We may also share all the information we collect, as described above, with other nonaffiliated third parties that assist us with preparing monthly statements and with the processing and printing of checks. These other nonaffiliated third parties also include credit reporting agencies to whom we report information about your transactions with us.
EXTERNAL LINKS
Prioritytradelines.com contains links to other websites and is not responsible for the privacy policies of such websites. We encourage its users to read the privacy policies of all websites accessed through external links. This Privacy Policy applies solely to information collected by Prioritytradelines.com
Agreement to these terms
By using this site, you are accepting these terms and policies. If you do not agree to this policy, please do not use our site. Your continued use of the site will be deemed as acceptance to the policy and changes.
Contact Us
Phone: 469-610-5147
Email: [email protected]
Non-posting Form
If you recently purchased a tradelines from Priority Tradelines and your tradeline didn't post 10 days after the statement date please follow these steps.
Provide Us:
Proof of Purchase (Deposit slip, receipt and/or screenshot)
Include this form with your proof of Purchase (Completely fill-out)
First & Last Name:
Phone/Email:
Tradeline Lender:
Inventory ID/Transaction ID(s):
Date/Cost of Purchase:
Method of payment:
Credit check total/Experian.com login
I hereby claim that the tradeline purchase didn't post correctly to 1/3 credit bureaus 10 days after the statement date.
__________________________
(Purchaser’s sign & date)
Contact us: (Cut, paste and email us)
A tradeline describes any consumer’s credit account status and activity. For example, a credit card account or auto loan. Tradeline information includes names of companies where the applicant has accounts, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories.
Authorized user tradelines are typically revolving lines of credit on which someone with excellent credit places someone as an authorized user account holder. The tradeline then appears on the user’s credit report. This action alone causes the entire history of the account to be reported as a tradeline on the credit report of the person trying to build the credit. This excellent credit history allows the person wanting to build credit to realize score improvements.
Adding an authorized user is legal and is explained in your credit card agreement packet which comes with primary card account.
No, the authorized user is never given access to your credit card information nor do you need to share any personal or confidential data.
Credit cards and department store cards are the only ones you can add authorized users to.
Please allow up to 14 days after the statement date for your trades to post. A soft inquiry maybe required from creditor monitoring sites like Credit Check Total, Experian or myfico.com
Authorized user trade lines are good for 60 days. If you need more time you may request an extension for an additional fee.
No, the primary owner of the card does not have to give the user access to the card.
The Authorized Users
Full Name
Social Security number
Date of birth
Address
If your tradeline does not appear on your report 7-10 days after the statement you can fill out a non-posting form at the bottom of the homepage. Our team will review each case carefully to ensure we meet your needs. Please also visit our policy guide for further information regarding the refund policy.
We update our website after every transaction to ensure that clients see and order current inventory.
Get paid by renting your credit score with little effort and no selling.
It may sound odd, but it is true; you can earn money by renting an authorized user account on your credit cards. Renting your credit card is an easy and profitable process. These authorized users can boost their credit score fast by associating with your good credit history.
Do you meet the following requirements?
If you meet these requirements, it is easier for you to make money with minimal effort. To rent your card you must submit the following information to [email protected]:
Tradelines make it easy for you to earn money by helping someone gain a positive credit history.
How much can I earn renting good credit?
It depends on your credit lender; what’s credit card’s authorized users limit, credit history length, and the credit limit. Submit your information for a free, pay estimate. We can do this for each card.
Where do you find people to fill authorized user slots?
There are a lot of people who have bad credit due to poor financial decisions or out of control credit limits. Unfortunately, these people face grotesquely-high mortgage interest rates. To qualify for lower interest rates, theymust find a way to improve their credit scores. Most methods to improve credit scores involve years of waiting and discipline.
A faster solution is becoming an authorized useron a card with a healthy credit history.
When an authorized user is added to a card with a seasoned history their credit score receives a boost. For example, a card that has been opened for over 5 years, with a $10,000 credit limit, and good payment history will have a significant positive impact on the authorized user’s score.
People who are want to build up their credit score fast are looking for people who have excellent credit and willing to rent their authorized users slots. Priority Tradelines acts as a trusted middleman for buying and selling authorized user slots.
How does it work?
Some credit card issuers permit adding up to 9 authorized users to a card. Your credit history will appear on their credit score, but these authorized users are not allowed spend the funds on your card.
Your one-time payment updates are comprised of your standard credit report or it may unify with credit scores. The act of adding positive rental payment history with Experian Credit Reports permits one to develop credit history via timely rental payments.
People with bad credit histories can rent a credit card. They’ll receive the positive effects to their credit report including a rapid increase to their credit score.
How to get paid?
People looking to improve their credit contact Priority Tradelines directly to purchase authorized user slots. Later in the process approved primary cardholders are instructed to add the authorized user to their card. This can be done online or via a phone call.
The authorized user will never receive a credit card or any details enabling them to access the primary cardholder’s account. Once the authorized user gains a boost in their credit score from the primary cardholder’s positive credit history, they can remove the authorized user from the credit card.
Authorized users pay Priority Tradelines to rent a slot. Primary cardholders receive payment from our company once the tradeline appears on the authorized user’s credit report.
Clients determine how much to rent from their wallet. This monthly process can repeat for multiple cards without limits.
What are you selling?
Nothing. No one can sell anything or use money from the rented cards. This credit score boosting process only involves renting authorized user slots.
Advantages of renting a credit card
Is this process risky?
Renting your credit score is risk-free! Authorized users can never use your credit card or access funds. We never ask tradeline brokers for their credit card number, Social Security number, or answers to any security questions. Without these, no one can use your credit card.
Is renting a credit card worth it?
Yes! Renting a credit card is definitely worthwhile to brokers and those who rent. There is no limit to getting authorized users who are looking to boost their credit score fast.
Have doubts or question?
Send us a message and we’ll gladly answer your query.
Credit card companies allow connectingprimary cardholders with authorized users. Think of it as being rewarded for maintaining a healthy credit history for a long time.
To get started, please complete inquiry form. The inquiry tab is located onright side of our website.
You can also call us at 469-610-5147 or email us at [email protected]
469-610-5147