What Is a Tradeline and How Does It Affect My Credit?

A tradeline refers to any account listed on your credit report. This includes credit cards, loans, mortgages, and other lines of credit. Each tradeline contains information about the account, such as the creditor's name, type of account, balance, credit limit, payment history, and status. Tradelines play a crucial role in determining your credit score and overall creditworthiness. In the complex world of credit scoring, the term "trad...