Is Selling Tradelines Legal in the U.S.? What Cardholders Should Know Renting the authorized user (AU) slot on your personal credit card is one of the easiest ways to earn extra income in a tight economy. Understandably, one of the first things cardholders want to know about the process is, “Is it legal?” It’s a smart question to ask. Financial transactions in the U.S. are heavily ...

As we move further into the digital age, artificial intelligence (AI) is revolutionizing various aspects of our lives, including personal finance and credit scoring. Traditional credit scoring models, which often rely on limited data, are being enhanced by AI-driven algorithms that analyze a broader range of information. This evolution presents new opportunities for consumers to improve their credit sc...

When navigating the world of credit, it’s essential to understand the different types of tradelines—specifically, revolving and installment accounts. Both play a significant role in your credit profile and influence your overall credit score. Let’s delve into what each type of tradeline entails, their differences, and their impact on your creditworthiness. What are Tradelines? T...